Month: November 2022

Just a gift

The greatest gift you can give yourself is the stop paying credit card interest. Using credit cards is easy. Credit cards are simple to get. Every store takes credit cards. Some stores no longer take cash…how amazing is that? But there is a cost to using credit cards. The cost is called interest unless it is paid off every month. The interest on credit cards is a crazy high percentage, sometimes greater than 25%. Think about it this way, you buy dinner that cost $50, if you use a credit card and make payments that dinner could cost you more than $62.50 over the course of the year.  Give yourself a gift, pay cash and save the interest for other things you want to buy.