Simple ideas

If you think money is tight now, just wait.…It will likely be tighter in the future. Interest rates and inflation will most likely continue to increase over the next year or two. So, what can be done to relieve some of that stress that comes when funds are tight? Here are a few simple ideas that could help.

  • Stop paying for apps on your phone. Live with the commercials.
  • Stop paying for subscriptions and memberships.
  • Use the public library and parks for entertainment.
  • Reduce the number of streaming services.
  • Stop paying for warranties or insurance on purchases.
  • Eat at home. Have drinks at home. Watch movies at home.

These things won’t make you wealthy, but they might help reduce the financial stress just a bit. It is tough living paycheck to paycheck. And to change that, you will need to start doing things differently.